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Your Money: New Approaches to Holiday Gift Giving

At a time when so many people have so much less than they did just a few months ago, there ought to be a way
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Failing Home Economics

As Americans attempt to perform cost-benefit analyses of their needs and behaviors, some are practicing economies that may not deserve the name. ...
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Wife/Mother/Worker/Spy: Cost Cutting, a k a Mooching

Tough times require tough measures in household budgeting. ...
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Web Sites Wage Holiday Price Wars

As deserted malls and department stores struggle to court consumers with steep discounts, an even more ferocious price war is being waged online. ...
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Op-Ed Columnist: The Formerly Middle Class

In this recession, maybe even more than other ones, the last ones to join the middle class will be the first ones out. ...
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Itineraries: Savings as Part of the Job

Employees on business trips are increasingly responsive to management’s call to cut travel costs. ...
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New Veterans Hit Hard by Economic Crisis

A combination of factors including unemployment and injury has forced many veterans into foreclosure. ...
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On 5th Ave., Discounts Arrive Early

Prices are dropping at stores where people usually wrinkle their noses at the mention of the word “sale.” ...
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In Hard Times, No More Fancy Pants

Belt-tightening has prompted a reconsideration of acceptable consumerism, even among the well-off. ...
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Mortgages: How Rates Are Set

Interest rates are often a mystery for many people applying for home loans. ...
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Fundamentally: Market Bottom? For Some Investors, It’s Close Enough

The elusive market bottom may be finally in sight. But don’t count on being able to time the market. ...
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The Debt Trap: Downturn Drags More Consumers Into Bankruptcy

With their credit cards drained, the latest bankruptcy filers are deeper in debt than those in previous downturns. ...
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Cost of Living: Tight Times Even Tighter for Charities

The fallout from the financial crisis is striking nonprofit groups and charities fast and hard. ...
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Your Money: Your Insurance Company, and Related Worries

What has happened in the past when insurance companies have gone under? What might happen to your life policy or annuity in a worst case ...
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Financial Advisers’ House Calls

In tough times, employee perks are vulnerable. Yet companies seem to be maintaining, and even adding one in particular — one-on-one, personal financial advice. ...
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Our Towns: Making a Case for Other Bailout Plans

An online brokerage billionaire in Greenwich, Conn., has a simple (and perhaps brilliant) solution to the mortgage meltdown. ...
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Retailers Feel Pinch of Returns

A steeply rising number of shoppers, driven by anxiety over jobs and savings, or an immediate need for cash, are marching back to stores with ...
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U.S. Shifts Focus in Credit Bailout to the Consumer

Henry M. Paulson Jr. is hoping to put in place a major new lending program run by the Fed and aimed at unlocking the frozen ...
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Retirees Cope With Dwindling Portfolios

With the economy in free fall and stocks down, legions of middle- and upper-middle-class retirees are suddenly worried about having enough to carry them through. ...
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Economic Scene: Buying Binge Slams to Halt

With Wall Street edging back from the brink, a consumer confidence crisis has become the biggest short-term economic issue. ...
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